Financial Products

Home . Financing . Financial Products

Compare Your Options

What would benefit your business the most; a loan, a lease, or a line of credit? It helps to take a look at your various financing options side-by-side as you make this decision. Compare different financial products using this table:

 

   LOAN   

FINANCE
LEASE

OPERATING
LEASE

WORKING
CAPITAL LOAN

REVOLVING
LINE OF CREDIT

Who has ownership? You do, at the end of the contract You do, but you have the option to return at lease-end We do, but you have the option to purchase at lease-end You have immediate access to cash for any business need You can access funds quickly with a simple request
Am I building equity? Yes, faster than a finance lease Yes, but slower than a loan No No No
Who benefits from tax depreciation? You do You do We do N/A N/A
How high or low is my monthly payment? Higher Lower Lowest N/A N/A
What is the purchase option? N/A A bargain option to reduce your payment Predetermined fair market value N/A N/A
Is there contract flexibility? Yes Yes Some Yes Yes
Are there early payoff restrictions? No No Some N/A N/A
Who pays personal property tax? You do (varies by state) You do (varies by state) We do, then invoice you N/A N/A
Where can I learn more? Financing Options Financing Options Financing Options Financing Options Cat Card

 

Apply for Finacing with Blanchard Today

 

< !--end olark code -->